February 2010

Frugal Recipe: New York Cheesecake

I love desert. But at $5 – $7 a serving at a restaurant I rarely allow myself the indulgence. Instead I’ll occasionally bake my own at home. This keeps the cost down and also allows me to control the ingredients. Wherever possible I’ll make a healthy substitution such as organic cane sugar in place of [...]

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Who Can We Blame for Our Failure to Save?

I came across this chart from BillShrink.com while researching another article. It shows the personal savings rate trend by month from 1959 to 2009, along with an opposing trend of rising consumer debt. I find the information presented interesting, but what most fascinated me were some of the comments readers left that sought to justify the decline in [...]

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Weekly Roundup – February 5, 2010

Happy Friday! Here are some of my favorite articles this week: Turning Debt Repayment into a Game @ GetRichSlowly – Oh that I had Amanda’s financial sensibilities in my early twenties. The Difference Between Living Below and Within Your Means @ Saving Advice – Jennifer explores living within your means and if that equates to [...]

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How much should I put in an Emergency Fund?

Most financial professionals agree that you should have an emergency fund. However, opinions on how much you should keep in that fund vary anywhere from $1000 to 12 months living expenses. So what is the right amount? What is an Emergency Fund? An emergency fund is a cash reserve that can be quickly accessed to [...]

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Frugal Recipe: Marinara Sauce

This is a simple, fresh and frugal recipe for marinara sauce. My Italian sister-in-law made this for us and I absolutely fell in love with it. Serve it on it’s own with pasta or add your favorite meatballs. Or use it for Chicken or Eggplant Parmesan. Ingredients 2 tablespoons olive oil Half of a medium [...]

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Net Worth and Goals: January – Up 1.8% and on Track

Each month I provide an update on how we’re tracking toward our goals. I break it down between Net Worth and Goals for the year. Net Worth: We’re up a whopping 1.8% this month. Not terribly exciting but building net worth is a marathon not a sprint and slow and steady wins the race. It’s [...]

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