Taxes are far from foolproof. Whether it’s a new tax law, a business deduction or a charitable donation you may find yourself scratching your head. However, there are several places where you can find free tax advice. It doesn’t matter if you’re using an online tax service or doing your taxes by hand, help is [...]
Your home and car are two of your most important possessions. Add to that your life (if we can call this something you “own”) and you have three vital areas to consider with relation to your finances. Here a few free things to try that can save you money in these areas. 1. Home Energy [...]
The debate between the benefits of active versus passive investing has lasted for decades. It was recently revisited at the end of the 2008 recession when every major stock index ended a decade of fluctuation at the same levels they had traded at ten years earlier. “Buy and hold” investing was declared dead, as active [...]
In these pressurized financial times, many more buyers are scouring used car markets for a good deal. Wishing to avoid “first-owner’s loss”, many buyers are eager to find one-year-old cars that are still under warranty, although cars older than three years can still deliver good savings. A good starting point is online, where it’s possible [...]
Managing your family budget can be challenging at times, especially when you have children. They all seem to need something new just about every day. From school items to extra-curricular activities and hobbies, the cost of children goes far beyond food and housing. You can lower these costs and still raise happy, healthy and well-adjusted [...]
Life insurance to most people means that their loved ones will be ok in the event of their deaths. No one wants to leave their families in debt or a grave crisis. Because of this reasoning, consumers do not realize that you can make money with real investments with life insurance. Before we go any [...]
When you are saving for your retirement or as a pensioner, you want to know that your money is working as hard as it possibly can so you can have as wealthy a retirement as possible. One interesting financial product that can help people save for their retirement is a British creation known as an [...]
Creating a budget can seem very intimidating, and some people simply decide not to have one at all. But among those who take the time to set up a budget on paper, many don’t stick with it. Why? Because they set themselves up for failure from the very beginning. If you’re ready to construct a [...]
Is it time to sell your vehicle? You don’t have to settle for a low-ball offer. By taking a few simple steps, you can get the most money possible. A little time and effort can make a positive difference and may even add value to your vehicle. Know Your Vehicle’s Value Before you do anything [...]
According to the National Bureau of Economic Research, the recession ended in June 2009. So why doesn’t it feel like the recession is over? Well first, the end of the recession doesn’t mean that the economy will jump back to its pre-recession levels. That is a false expectation. Another reason is that we’re still being [...]