Managing your family budget can be challenging at times, especially when you have children. They all seem to need something new just about every day. From school items to extra-curricular activities and hobbies, the cost of children goes far beyond food and housing. You can lower these costs and still raise happy, healthy and well-adjusted [...]
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Life insurance to most people means that their loved ones will be ok in the event of their deaths. No one wants to leave their families in debt or a grave crisis. Because of this reasoning, consumers do not realize that you can make money with real investments with life insurance. Before we go any [...]
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When you are saving for your retirement or as a pensioner, you want to know that your money is working as hard as it possibly can so you can have as wealthy a retirement as possible. One interesting financial product that can help people save for their retirement is a British creation known as an [...]
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Creating a budget can seem very intimidating, and some people simply decide not to have one at all. But among those who take the time to set up a budget on paper, many don’t stick with it. Why? Because they set themselves up for failure from the very beginning. If you’re ready to construct a [...]
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Is it time to sell your vehicle? You don’t have to settle for a low-ball offer. By taking a few simple steps, you can get the most money possible. A little time and effort can make a positive difference and may even add value to your vehicle. Know Your Vehicle’s Value Before you do anything [...]
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According to the National Bureau of Economic Research, the recession ended in June 2009. So why doesn’t it feel like the recession is over? Well first, the end of the recession doesn’t mean that the economy will jump back to its pre-recession levels. That is a false expectation. Another reason is that we’re still being [...]
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Saving money living from paycheck to check can be difficult; therefore, frugality has become a great way to save money and keep you operating within your budget. It’s time to start thinking about how you can modify your daily activities to save some money. Review your previous months spending habits to determine where most of [...]
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So you’ve just graduated from college? Congratulations. If you can navigate a challenging job market and land yourself employment of some sort, you have finally emerged from decades of formal schooling and entered the real world. The real world offers many exciting possibilities and chances for independence, but it also likely means long workdays, aggravating [...]
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Politics, religion and money – three of the topics you should steer clear from discussing at a dinner party. But once the guests have gone and it’s just you and your partner left doing the dishes, these things are bound to come up in conversation. A happy relationship can rely on you understanding your partner’s [...]
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In this economy, people want to save money as much as they can. It can be difficult, but if you want to save you can do it. And I bet you didn’t know that there’s an app for that! Well, here are four apps that will help you save money. Apps are great because they [...]
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Hi, I’m Cathy! I’m a former career-driven professional turned stay-at-home mom. Living on one salary has its challenges, but it is possible to live the good life while spending less. Cool to be Frugal is all about how we’re thriving, not just surviving, on a single income.
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