For some people, money is no object. For the rest of us, money isn’t as available as we’d like. We look for ways to make every dollar count, especially during times when the economic outlook isn’t particularly rosy. By not spending unnecessarily and, when we shop, by spending wisely, we do what we can to [...]
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Everyone knows that the year you have a baby, you typically see a generous tax refund, but it doesn’t stop there. It is unfortunate that many parents are not aware that being a parent means that certain things can be deducted, year-after-year. Childcare Credit Most don’t realize that there is a difference between a deduction [...]
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No one comes out of the womb being financially responsible. It is a trait that is learned over time. The great thing about teaching others how to handle finances is there is no age limit for those who can learn. Parents who want their kids to grow up to be financially responsible adults should allow [...]
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It’s a fairly common belief that growing your own fruits and vegetables can save you time and money over going to the grocery store to buy produce that isn’t even nearly as fresh. I mean, a packet of seeds will cost you, what, $1.99? While a pound of that same vegetable will cost the same [...]
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Successfully feeding your family on a budget is all about eating better and spending less doing it. It’s about having to monitor or cut your weekly grocery bill and getting the most out of every meal. Feeding your family on a budget involves meal planning and buying the best produce that you can afford as [...]
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Everyone has to work hard for the money that they earn, but many do not realize just how much they are overspending when paying for every day expenses. It is important for an individual to educate himself or herself over the many money hacks that are available to save every penny that they can. Below, [...]
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Whether they’re bundled into their parents’ existing car insurance or carrying an independent policy, teen drivers can be costly to insure. Fortunately, learning how to save on car insurance for teens is easy both for adolescents and parents who adhere to some basic rules of the road. As the first step, putting safe behaviors into [...]
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Times are tough, and if you haven’t already started to tighten your belt, today’s economy may be just the incentive you need. Most households have a lot of waste, and with just a little bit of thought and a small exertion of energy, many small economies can add up to big savings. Feeding your family: [...]
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When booking a holiday, most of us will invest a huge amount of time and energy in making sure that we get a great deal on every aspect of our trip, from the flights to our hotel room. After putting such thought into budgeting your holiday, the last thing you need is to return home [...]
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Everyone seems to be on a much tighter budget these days with prices continually on the rise and the economy in its current state. That doesn’t mean, though, that you have to cut out all of the fun things in your life that you would normally spend money on. In fact, there are some ways [...]
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Hi, I’m Cathy! I’m a former career-driven professional turned stay-at-home mom. Living on one salary has its challenges, but it is possible to live the good life while spending less. Cool to be Frugal is all about how we’re thriving, not just surviving, on a single income.
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