Have you ever found yourself buying something for the life you plan to have (or the life you hope to have) instead of the life you’re actually living? Many of us would give a knee-jerk, “No, of course not!” response to this question without really thinking about it; but the simple fact is that many [...]
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If you are new to couponing, you have probably already discovered that there are lots of ways to go about the business of clipping and saving – but you may have also discovered that there are also lots of mistakes you can make. Here are some of those mistakes. Help! I’m overwhelmed! Many who are [...]
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A mortgage will be the largest loan you will ever have. The price can be even larger if your interest rate is out of control. That’s why you need to take the time to get your finances in order so that you look as good as possible to lenders. Here are just five things you [...]
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Taxes are far from foolproof. Whether it’s a new tax law, a business deduction or a charitable donation you may find yourself scratching your head. However, there are several places where you can find free tax advice. It doesn’t matter if you’re using an online tax service or doing your taxes by hand, help is [...]
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Your home and car are two of your most important possessions. Add to that your life (if we can call this something you “own”) and you have three vital areas to consider with relation to your finances. Here a few free things to try that can save you money in these areas. 1. Home Energy [...]
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In these pressurized financial times, many more buyers are scouring used car markets for a good deal. Wishing to avoid “first-owner’s loss”, many buyers are eager to find one-year-old cars that are still under warranty, although cars older than three years can still deliver good savings. A good starting point is online, where it’s possible [...]
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Managing your family budget can be challenging at times, especially when you have children. They all seem to need something new just about every day. From school items to extra-curricular activities and hobbies, the cost of children goes far beyond food and housing. You can lower these costs and still raise happy, healthy and well-adjusted [...]
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When you are saving for your retirement or as a pensioner, you want to know that your money is working as hard as it possibly can so you can have as wealthy a retirement as possible. One interesting financial product that can help people save for their retirement is a British creation known as an [...]
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Creating a budget can seem very intimidating, and some people simply decide not to have one at all. But among those who take the time to set up a budget on paper, many don’t stick with it. Why? Because they set themselves up for failure from the very beginning. If you’re ready to construct a [...]
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Saving money living from paycheck to check can be difficult; therefore, frugality has become a great way to save money and keep you operating within your budget. It’s time to start thinking about how you can modify your daily activities to save some money. Review your previous months spending habits to determine where most of [...]
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Hi, I’m Cathy! I’m a former career-driven professional turned stay-at-home mom. Living on one salary has its challenges, but it is possible to live the good life while spending less. Cool to be Frugal is all about how we’re thriving, not just surviving, on a single income.
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