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Five Great Places to Retire Abroad for Less Than $2,500

The thought of retiring abroad has always been a romantic idea for me. The prospect of warm tropical weather and the adventure of living in a new county is very appealing. But what is the reality of retiring abroad? What will it cost to live comfortably? How do you know where to find the best overseas investment properties? Will I have access to healthcare?

There are many safe and affordable places to live outside of the US. I’ve pulled together five beautiful locations from Europe, Central America and Southeast Asia that offer mild-to-warm climates, great healthcare and a low cost-of-living. These retirement hot spots will soon have you dreaming of retiring abroad as well.

In addition to being great places to live and retire, these locations also present the possibility of finding below market value or bmv investment opportunities on property.

Nha Trang, Vietnam

nha trang Bergdorf Brunette 320x200 Five Great Places to Retire Abroad for Less Than $2,500

Nha Trang is located on the south-central coast of Vietnam and is surrounded by miles of beaches and green mountain ranges.

Climate: Hot. Temperatures hover between the 80s and low 90s year-round. Monsoon season is November through early December.

Healthcare: The 1,000-bed Khanh Hoa General Hospital is located in Nha Trang.

Cost of Living: A retired American couple can live comfortably on $750 a month in Nha Trang. For $1,000 a month you can live in the lap of luxury. And while not the official currency, US dollars are widely accepted.

Roatan, Honduras

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Roatan is home to the world’s second longest coral reef, warm Carribean waters and long strands of white sand beaches. The U.S. dollar is accepted and real estate prices have come down in recent years. English is the primary language.

Climate: The average temperature in Roatan is a lovely 81 degrees. Warning, Honduras lies in the hurricane belt.

Healthcare: On the island there are several clinics and two hospitals. Larger medical facilities are located on the mainland in San Pedro Sula and La Ceiba.

Cost of Living: A retired American couple can live comfortably in Roatan on $1,200 a month.

Bocas del Toro, Panama

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On the Caribbean in western Panama, Bocas del Toro offers miles of sandy beaches, turquoise waters and sprawling rainforests. The U.S. dollar is the currency and English is widely spoken even though Spanish is the country’s official language.

Climate: Warm and tropical. Temperatures range from the low 70s to high 80s. Rainy season can stretch from May to January.

Healthcare: There’s a public hospital on the main island in the Bocas del Toro archipelago. It’s adequate and inexpensive, but most expats head to David or Panama City for checkups and planned treatments.

Cost of Living: A retired American couple can live comfortably in Bocas del Toro on $1,500 a month.

Bearn, France

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Bearn is located in southwestern France, near the border with Spain. The landscape is dotted with medieval towns and there are many markets and vineyards to explore, not to mention a plethora of churches and castles. Living in Bearn is cheaper than in better-known parts of France such as Provence.

Climate: Mild Temperatures range from the 30s to 50s in the winter and the 70s to 80s in the summer.

Healthcare: France ranks #1 on International Living’s Global Retirement Index for health care. There are several hospitals in the Bearn region.

Cost of Living: A retired American couple can live comfortably on about $2,000 a month.

Lunigiana, Italy

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This part of the region is Tuscany on the cheap. The Mediterranean coast is a short drive away. Florence and Pisa are also reasonable day trips.

Climate: Mild. The warm season can stretch from April to October, with temperatures from the mid 70s to low 90s. In winter you can expect lows in the 50s and 60s.

Healthcare: Italy ranks #2 on International Living’s Global Retirement Index for health care. Towns in the region with hospitals are Aulla, Fivizzano, La Spezia, Pontremoli and Sarzana.

Cost of Living: – A retired American couple can live comfortably on about $2,500 a month.

3 Comments

  1. My husband and I retired in Roatan 10 years ago and I can attest to the fact that if you want to eat, have fans and air conditioning in the summer heat and do maintenance on your property (due to salt water deteriation) it will cost more than $1200 to live. Our electric is around 50-cents a kwh and rising nearly every month; food, especially if you like stuff from the U.S. is nearly double. Gas is around $5 gallon; Medical facilities are horrible and diagnostic equipment non-existant; The increasing crime rate on Roatan as well as mainland Honduras should be a consideration for anyone moving to this third world country. Although property may be less expensive, flying back and forth from the United States is also very costly. Sorry, just telling you like it really is.

    • Wow, thanks for the first-hand account Marcia! Can I ask what drew you to Roatan? Was it the cost factor? Diving?

      • My husband Dennis and I were planning to retire outside the U.S. and at the time we did extensive research (15 years ago), Roatan offered everything we were seeking. Scuba diving originally drew us to the island and we visited several times on dive trips. The main reasons we selected Roatan were: scuba diving is incredible; cost of living was reasonable (this has changed); Waterfront property was cheap; taxes were low; English was the main language (this has also changed with the influx of Spanish speaking Hondurans from the mainland); easily accessible to the U.S. (2 hours via air); and the unspoiled nature of the island. The influx of cruiseships, large land developments and condo construction has changed the landscape of the island over the years. There is no utopia, but at the time we made our decision, Roatan was about as close as you could get. Hope this answers your question Cathy!

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