These days, it’s all online – even personal finance programs, which once were the exclusive province of Quicken and Microsoft Money have now been supplanted by online person finance program. But which one is the right choice for your personal needs? To answer that question, we looked at five of the most popular online personal [...]
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Losing your job can be an extremely traumatic experience, often a feeling of dread creeps over you as you ask yourself “where am I going to get money from to survive?” Unemployment rates are currently extremely high due to the economic crisis and many hardworking citizens are finding themselves being made redundant. If you’ve recently [...]
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In the next year or so we will probably start shopping for a house. But before we do, we need to figure out how much we can afford and, more importantly, how much we should spend. Yes, how much you can afford and how much you should spend are two different things. How much you [...]
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A recent study showed that over two-third’s of American’s are tired of pinching pennies…are you one of them? I am! We’re saving more, couponing, spending cautiously and as a result we’re suffering from Frugal Fatigue. What is Frugal Fatigue? Simply put Frugal Fatigue is the phenomenon that can occur when you’ve been diligently pinching pennies [...]
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Spring cleaning is a time to open the windows and let in the light. One place you should make sure to shine a light is on your finances. While you are dusting, organizing and sorting items around your home this spring, take the time to apply some spring cleaning practices to your finances to make [...]
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I know many of you have resolved to create and live by a budget this year. That’s a great resolution and a pivotal step in taking control of your finances and achieving your financial goals. To help you out I’ve posted the budget spreadsheet that I use. It’s a simple zero-based budgeting worksheet that you [...]
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It was just one generation ago that couples and families lived comfortably on one income. And while the cost of living has increased, so too have wages. The reliance families have on two incomes can be wound back to allow you to not just survive, but live well on one salary. It is a good [...]
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Dear Bank, I am writing to inform you that I will not be “opting in” to your Overdraft Protection program. I can tell you are oh so eager to protect me from overdrafts…and subsequently charge me $35 each time. You have, after all, sent me 8 letters on the matter…but who’s counting? It may surprise [...]
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In this month’s edition of Money Magazine they interviewed 100 dedicated savers to learn their stories and find out the tactics they employ to save 35-60% of their income. All of these couples and individuals are well on their way to a very comfortable early retirement. 1. They set goals, and they make them specific. [...]
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It’s never too soon to start saving for retirement. When you’re young time is on your side. If used wisely it’s your greatest asset. However it can be the biggest detriment as retirement seems so far off. It’s easy to put off saving until next year, and then next year, and so on. Next thing [...]
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Hi, I’m Cathy! I’m a former career-driven professional turned stay-at-home mom. Living on one salary has its challenges, but it is possible to live the good life while spending less. Cool to be Frugal is all about how we’re thriving, not just surviving, on a single income.
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