Black Friday – a time synonymous with the thrill of bargain hunting and capturing big deals. You shot down those savings like an expert marksman, but now your budget has been critically wounded. Can this budget be saved? The answer is yes, but only if you administer first aid immediately. Here are some ideas to [...]
I know many of you have resolved to create and live by a budget this year. That’s a great resolution and a pivotal step in taking control of your finances and achieving your financial goals. To help you out I’ve posted the budget spreadsheet that I use. It’s a simple zero-based budgeting worksheet that you [...]
This post is second in a series that outlines baby steps to getting your financial house in order. In the first post we covered Know What You Spend. Today’s post is probably the most important. If your goals are the destination (such as early retirement, a new car, that dream vacation), consider your budget to [...]
If you’re in financial distress it can be overwhelming thinking about where to start to get your finances back on track. Even if you aren’t struggling, knowing where and how to start organizing your finances can be intimidating. When I look back on our financial journey, it wasn’t one giant leap into financial security. Rather [...]
Use this Monthly Budget Worksheet to jot down your monthly expenses and track your spending. You can use the existing categories or modify them to suit your household. Simply fill in the yellow highlighted fields and the rest is calculated for you. As you track your spending each month, the 12 Month Budget Roll Up [...]