Real Estate

5 Things You Can Do to Earn a Lower Mortgage Interest Rate

A mortgage will be the largest loan you will ever have. The price can be even larger if your interest rate is out of control. That’s why you need to take the time to get your finances in order so that you look as good as possible to lenders. Here are just five things you [...]

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Home Owners: Save Money on Your Taxes

Those who own a house qualify for write-offs and credits that other tax payers do not. By understanding which write-offs, credits and deductions you can claim, you can avoid overpaying for taxes. If you are unsure whether or not you fit the criteria for a write-off you should consult a tax professional. First-Time Buyer Credit [...]

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6 Free Must-Have iPhone Apps for Buying a Home

The process of buying a home can be overwhelming. There are a lot of things to consider – How much to spend? Is this a good neighborhood? Where are the closest schools? What are comparable homes selling for? Fortunately there are multitudes of iPhone apps that bring all of this information to you whether you [...]

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What You Can Buy for $100,000

I live in California which is still one of the pricier places to be, so sometimes I fantasize about moving to a more affordable location. I wanted to see where I could go and buy a nice little house in a good area for around $100,000. I worked out the payments on an e mortgage [...]

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How Much House Should I Buy?

In the next year or so we will probably start shopping for a house. But before we do, we need to figure out how much we can afford and, more importantly, how much we should spend. Yes, how much you can afford and how much you should spend are two different things. How much you [...]

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Buy or Keep Renting?

After watching the housing market crumble around us we’ve been content to rent the past couple years. And it’s worked out well for us as we’ve managed to regain our financial footing in a shaky economy. However, with rents rising, homes becoming more affordable and record low rates on fixed mortgages, home ownership is becoming [...]

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